house for sale by pag ibig

By Misca Laurent on Saturday, 30 November 2019 00:31:06 Category House For Sale

house for sale by pag ibig

house for sale by pag ibig - inside the view point of the low salary families, why no longer? Exceptionally in case you just like the place, why now not make investments in a dwelling that you'll personal eventually than hinder on renting for the rest of your lifestyles the place you won't personal anything. however in the beginning point of view of investors who think about searching for several contraptions and have those keeping apart rented and eventually personal all those instruments, would it be a good concept? What conjures up me to write this article was my consumer who signified goal to reserve four units in a row for the aim of availing her program for two million mortgage with Pag-ibig Fund. I offered to her 7 factors of consideration earlier than making the verdict to invest : 1) PAG-IBIG LIMITS only one UNIT OF apartment AND LOT FOR each And Every MEMBER. With this ruling, in basic terms one unit could be financed through Pag-ibig and any other 3 in the row might be through bank financing? It may also be a loss on the investor due to the fact other people are becoming the house for under about 6% rate of interest from Pag-ibig and as we all know financial institution financing is set 10% passion fee, and besides, this progression is not bankable yet because for now it's just even uncooked land. it's solely due to Pag-ibig considering that the developer has previous arrangement with Pag-ibig riding the entire property as collateral with Pag-ibig.

2) PAG-IBIG not Permits ASSUMPTION OF Personal Loan. attributable to rampant re sale through assumption of mortgage, Pag-ibig would not enable anymore any assumption of loan if ever you need to sell the valuables. that Is why we come upon the trouble of marketing cost-effective houses whose proprietor nonetheless has stability with Pag-ibig as a result of this ruling. We had a problem in which the seller sells her property thru a support however whilst the new proprietor will pay Pag-ibig, it'll still be in the call of the old owner which contains itself a certain volume of danger on the part of the new proprietor. it's also disadvantageous on the component of the seller if the account can't be paid because she will be able to have a dangerous document with Pag-ibig and cannot be robotically for any loan in the long run.





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